How does Southern Pine Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Southern Pine Credit Union collect my personal information?
We collect your personal information when you:
Open an account
Apply for a loan
Give us your contact information
Provide account information
Make a wire transfer
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
Sharing for affiliates’ everyday business purposes- information about your credit worthiness
Affiliates from using your information to market to you
Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account.
Definitions:
Affiliates – Companies related by common ownership or control. They can be financial and non-financial companies. Southern Pine Credit Union has no affiliates.
Nonaffiliates – Companies not related by common ownership or control. The can be financial and nonfinancial companies. Southern Pine Credit Union has no affiliates.
Joint marketing – A formal agreement between nonaffiliated financial companies that together market financial products or service to you.
Evans Simpson & Assoc
Fiserv
Why?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security Number, Loss History, Payment History, Credit History, Transaction History, and Overdraft History.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information: the reasons Southern Pine Credit Union chooses to share: whether you can limit this sharing.
Reasons we can share your personal information
Does SPCU share?
Can you limit sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
No
For our marketing purposes – to offer our products and services to you
Yes
Yes
For joint marketing with other financial companies
Yes
Yes
For our affiliates’ everyday business purposes – information about transactions and experiences
No
We Don’t Share
For our affiliates’ everyday business purposes – information about your credit worthiness
No
We Don’t Share
For non-affiliates to market you
No
We Don’t Share
To limit our sharing
Call (229)559-3311 Please note: If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.